Insurance

Questions and general discussion on all things Type 3 & 4
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kinga
Posts: 99
Joined: 5th January 2014 - 2:03pm

Insurance

Post by kinga » 15th June 2017 - 4:48pm

Sorry, not really technical matter, but my Fasty ins is due and it seems to have gone up a fair bit since last tear.

i am with Heritage & they are quoting £128 this year for £10k agreed value (no breakdown).

Just wondered if people are paying this much & can anyone recommend any good companies.

Thanks.

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purplepeter
Posts: 1924
Joined: 8th August 2006 - 4:41pm
Location: Bath,Avon/Corsham,wilts

Re: Insurance

Post by purplepeter » 15th June 2017 - 7:53pm

Presumably You mean Fully Comp?
With all the extras that's about what I'm paying

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miketyp3
Posts: 1747
Joined: 19th October 2004 - 12:38pm
Location: Northampton

Re: Insurance

Post by miketyp3 » 16th June 2017 - 2:20pm

All my classic policy's have gone up this year. That looks quite reasonable.
Mike

64 1500S Notchback - RHD Sunroof
66 1600TL Fastback - Pigalle Interior
67 T346 Karmann Ghia - RHD Sunroof

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sparkywig
Posts: 106
Joined: 28th August 2013 - 12:49pm

Re: Insurance

Post by sparkywig » 16th June 2017 - 7:04pm

I'm paying £220 for a classic multi-car policy for the squareback and bus, but can't get agreed value cover due to neither of them being garaged.

vwed
Posts: 184
Joined: 5th March 2010 - 8:56pm
Location: Bristol

Re: Insurance

Post by vwed » 17th June 2017 - 12:29pm

My Bay single cab is insured with Footman James and I have agreed value with them even though it is parked on the street.
Generally, I'm disappointed with the so called specialist insurance companies. A couple of years back, somewhat dismayed by the renewal quote from the above, I rang around the usual suspects who advertise in the mags. Several of them wouldn't touch me (we didn't get as far as talking agreed value) either because of on street parking or the fact that it was my only vehicle. In the end I concluded it was better for me to bite the bullet and stay with the above.

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Chino
Posts: 995
Joined: 5th January 2014 - 6:39am
Location: Cheadle, Cheshire

Re: Insurance

Post by Chino » 20th June 2017 - 10:22am

In general insurance costs are rising as I believe the tax on insurance premiums itself has risen. I insured my Fastback with Adrian Flux in January with a limited 3000miles and a value of £6000, it was around £90, however, I think this is before the new increases came into action.

kinga
Posts: 99
Joined: 5th January 2014 - 2:03pm

Re: Insurance

Post by kinga » 20th June 2017 - 7:37pm

It's all a bit bizarre to be honest.

I have a 64 bus - the insurance for this is quite reasonable - it's with Footman James. Every year I try FJ for a quote for the fastback, and they are really expensive?

The Fastback is insured with Heritage - or at least it was until I have just swapped to Lancaster, mainly because I phoned Heritage and they did noting to try and retrain my business - didn't really seem bothered, so probably been a bit bloody minded to be honest - although I did save £20 (every penny helps). Heritage can never seemto do me a decent quote on the bus either.

been told by both insurers that they cannot do a multicar policy for the fasty & the bus??

I did have a telephone conversation with a guy at some brokers who was doing my head in and was trying to convince me that he could do a multicar policy to include my Volvo as well (modern car) and quote me a cheap price for it NOW even though the insurance isn't due for 6 months yet and I explained I can't cancel it mid-term without losing out - he was convinced he could keep the quote the same??

All sorted anyhows.

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sparkywig
Posts: 106
Joined: 28th August 2013 - 12:49pm

Re: Insurance

Post by sparkywig » 20th June 2017 - 9:47pm

I've got a multicar policy for the bus and squareback with RH.

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Kai
Posts: 287
Joined: 3rd June 2007 - 12:40pm
Location: Surrey

Re: Insurance

Post by Kai » 19th July 2017 - 9:19pm

£120 with HIC.

I've since become very friendly with my local broker who insured my recently acquired 2001 Audi S3 who got me fully comp insurance with business mileage for under £500. Will be tempted to try them although with the notch, from what I understand in the uk there is like 5 actual insurance companies who insure everybody who wants a cut of your money via a broker or the bigger companies.

I've never been insured with the big names insurance companies myself.

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broady_6
Posts: 1053
Joined: 13th January 2009 - 9:55pm

Re: Insurance

Post by broady_6 » 19th July 2017 - 10:45pm

Chino wrote:
20th June 2017 - 10:22am
In general insurance costs are rising as I believe the tax on insurance premiums itself has risen. I insured my Fastback with Adrian Flux in January with a limited 3000miles and a value of £6000, it was around £90, however, I think this is before the new increases came into action.
Not at all, im the same with flux. Same miles and price. They wanted £103, got them down to £91 for the year. It's another £15 to an agreed value. For these I don't pay over £100 and I make that clear to the person on the phone when quoting. It's worked for 8 years now 😃.

It's an optional car, I don't need to drive it so unless the price is right I walk away
The sultan of swing

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